Waterfront vacation rentals in Panama City

Find and book unique waterfront accommodations on Airbnb

Quick stats about waterfront rentals in Panama City

  • Total vacation rentals

    Explore 100 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at $28 CAD per night before taxes and fees

  • Verified guest reviews

    Over 5,470 verified reviews to help you choose

  • Family-friendly vacation rentals

    60 properties offer extra space and kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 30 rentals that welcome pets

  • Vacation rentals with a pool

    40 properties feature pools

  • Rentals with dedicated workspaces

    40 properties have a dedicated workspace

  • Wifi availability

    100 of Panama City vacation rentals include wifi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated waterfront accommodations in Panama City

Guests agree: these waterfront accommodations are highly rated for location, cleanliness, and more.

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Top guest favourite
A scenic view of a wooden dock extending into the calm water, bordered by lush greenery. A lounge chair sits on the grass nearby, complemented by a potted plant. The tranquil blue sky reflects off the water, enhancing the serene outdoor setting.
Cottage in Panama City
4.95 out of 5 average rating, 153 reviews

Water front amazing views and private beach

Cute and cozy 550 sq ft bungalow perfect for couples. Located directly on the bay. Boat ramp 1/4 mile away. Boat dock with slips in your backyard! Work from the kitchen table and watch boats go by. This duplex offers breathtaking views. Fish from your backyard or off the newly built dock. PCB is a 30 min. drive. Mexico Beach is 18 mi. Large back deck, amazing sunsets. Fishing charter option available. Complementary paddle board and kayaks! Quiet and a great place to reset, relax and reconnect!

Top guest favourite
The view from a large window showcases a vibrant sunset over the bay. Two Adirondack chairs are positioned on a deck outside, framed by palm trees. The tranquil waters reflect hues of orange and pink, creating a serene atmosphere.
Home in Panama City
4.94 out of 5 average rating, 246 reviews

Bay Beach Bungalow waterfront family vacation home

Bring the whole family to our waterfront getaway. Enjoy your own St. Andrews Bay Beach access, including private dock. Experience over water dining, fishing, sunbathing, Kayaking, or SUP. Enjoy Dolphins, Turtles, and Birds. Bring your own boat and anchor offshore, or rent a boat from the marina right across the street. This is a great family destination. Trust us with your vacation, relax and enjoy the private bay beach, views and space. Absolutely no weddings or parties are allowed. Thank you

Top guest favourite
Condo in Panama City Beach
4.98 out of 5 average rating, 182 reviews

Sunset View - Direct Oceanfront Balcony + 2 Pools

DIRECT BEACH ACCESS - UNOBSTRUCTED GULF VIEWS - FULLY STOCKED - BEACH TOWELS AND CHAIRS PROVIDED - SUPERIOR SERVICE Welcome to “SUNSET VIEW”! This fully upgraded 2 Bed & 2 Bath condo has an amazing direct gulf view from the large private balcony. Large open floor plan and equipped with all of the comforts of home. Once you arrive at “Sunset View” you will be happy to relax with the best view in PCB! You’ll also enjoy direct beach access, resort amenities, and beach chair attendant service.

Top guest favourite
Condo in Lower Grand Lagoon
5 out of 5 average rating, 120 reviews

Mermaids Calling 2302Beach Front~Free Beach Chairs

Mermaids Calling Penthouse 2302 GulfCrest is gated and has full time security. Open wide spacious floor plan that’s very roomy with floor to ceiling windows and a 40 ft tiled balcony with lots of seating to observe sea life and the most beautiful sunsets. Two gulf front pools, two hot tubs and a kiddie pool. On the pool deck we have a tiki hut where you can get drinks and food(seasonal), lounges, deck chairs and a gazebo with picnic tables. A set of free Beach Chairs & umbrella (seasonal).

Top guest favourite
The image features a spacious outdoor pool surrounded by palm trees and lush landscaping. Sun loungers are arranged nearby on the paved deck. The calm water reflects the clear blue sky, creating a serene atmosphere, ideal for relaxation.
Condo in Upper Grand Lagoon
4.93 out of 5 average rating, 184 reviews

Bay Beauty! View of St Andrew’s & Shell Island

Located on Beautiful Bay Point. Only a few minute boat ride to Shell Island. St Andrew’s State Park is directly across the bay & a short car ride to the beautiful beach & Gator Lake. Th Beautiful Pool w outdoor kitchens & Fire Pit. The Boardwalk has pontoons & other rentals directly behind the condo. New Paint, Carpet, Blinds & Furnishings. Beach/Pool Caddy, chairs, coolers, reusable plastic dishes, beach towels & pool and beach games. The beach’s stuff is,located throughout the condo.

Top guest favourite
Condo in Panama City Beach
4.9 out of 5 average rating, 278 reviews

Ocean Star Suite @Continental Oceanfront Shoreline

Waking up to the rhythm of the tide in this A+ luxury beachfront sanctuary. Perched on the 5th floor, Unit 517 offers breathtaking panoramic ocean views and a sleek, modern kitchen for the ultimate coastal escape. Step outside and you’re in the heart of it all. Stroll to Pier Park for world-class dining, visit Gulf World, or explore the best bars and shops in PCB. Luxury, comfort, and the Emerald Coast at your doorstep. This isn't just a stay—it’s an experience. Book your paradise now!

Guest favourite
A spacious living room features a large sectional couch adorned with cushions, facing two small round tables. Natural light filters through several tall windows with blinds, highlighting the warm wood flooring and a decorative plant in the corner.
Home in Lower Grand Lagoon
4.91 out of 5 average rating, 233 reviews

Beach House for 10 - WALK TO BEACH - w/ KING bed!

Message us for special winter discount! Enjoy a relaxing experience at our spacious, perfectly located 2 bed, 2 bath, + loft (WITH PUTTING GREEN!), beach house near the most beautiful beaches in FL. Located only 2 blocks from the white sandy beaches of PCB. You are only a short distance from great bars, restaurants, and the beautiful St. Andrews State Park. Schooners, Patches, Newby's & Tootsies are just around the corner making for a great walk home after dinner and drinks.

Guest favourite
An aerial view of Turtle Cove Water-Front Cottage is presented, highlighting its proximity to the waterfront canal. Lush green landscapes and trees surround the property, with the cottage positioned near the yard. The serene canal leads to the bay, showcasing a peaceful natural environment.
Cottage in St. Andrews
4.9 out of 5 average rating, 127 reviews

Private Water Front Cottage - Panama City, FL

Welcome to Turtle Cove Water-Front Cottage. Do you like to fish right off the bank of your rental? Do you want to be centrally located to beaches, colleges, sports complexes, and restaurants? This 1 bedroom, 1 bunk nook, and 1 bathroom cottage is newly renovated with a beautiful porch perfect for outside dining and sunsets. AND the waterfront canal is the perfect path to the bay on a kayak and paddle board OR just fish right off the bank of the yard. This cozy cottage is perfect!

Top guest favourite
The entrance features double doors with a delicate curtain, framed by a stone patio. Two chairs sit near a potted plant, surrounded by lush greenery and banana trees, inviting relaxation just outside the private entry of the ranch home.
Home in St. Andrews
4.95 out of 5 average rating, 277 reviews

The Banana, Peaceful, Lagoon View, Private Getaway

A private 800+ sq ft ranch waterfront home. New full kitchen. Queen bed, smart TV, combo dining & sitting area, full bath. Private entry into this peaceful tropical feeling space. Steps away from 2 large decks and grill. Enjoy kayaks, paddleboards, bicycles, fishing poles. On-site parking; including for boat trailers. Dog friendly. A perfect getaway for a business or vacation trip. Enjoy our new Hideaway Greenhouse--sip, sit and relax amongst the flowers and water views.

Top guest favourite
A serene beach scene features a sandy shoreline gently leading to calm waters. A long wooden pier extends into the bay under a bright blue sky adorned with fluffy white clouds. Lush greenery is visible to the right, enhancing the natural shoreline.
Home in Panama City
4.97 out of 5 average rating, 213 reviews

3BR/2BA Bayfront Home w/prvt. bch. Dog friendly

We are located in the beautiful historic neighborhood of St. Andrews. This is not just a 3BR/2BA house for rent, it was the family home of the current owners . Newly renovated, it feels like a home away from home for guests. The house is fully stocked for comfort & is pet friendly. Private beach, huge bayside yard w/deck, incredible views day and night. Everything you need for supplies, dining, shopping and entertainment is within one to two miles of the house.

Guest favourite
Home in Lower Grand Lagoon
4.96 out of 5 average rating, 234 reviews

Sleeps 6 | Private Backyard | Pet Friendly

2 bed/2 bath home, with spacious private backyard, few blocks from the beach is welcoming up to 6 guests PETS STAY FREE :) Living room has a flat screen Roku TV, back door leads to the patio with a grill Master bedroom has a queen size bed, a full bathroom with a shower/tub combo. Guest bedroom has two twin size beds and a bunk bed. Guest bathroom has a walk in shower Kitchen area is fully equipped with everything you need to cook your favorite meal

Top guest favourite
Guesthouse in Panama City
4.89 out of 5 average rating, 232 reviews

"Bliss On The Bay" Guesthouse W/Kitchen

Keep it simple at this peaceful and centrally-located place. We are on the water bring your boat keep it at the dock and only 15 minutes from Shell Island. The entire studio apartment is just minutes from Historic downtown Panama City and St. Andrews Bay where there's local restaurants Hunts Oyster Bar, Uncle Ernie's , Alice's on Bayview and Captains Table .Also inquire about monthly rates.

Popular amenities for Panama City waterfront rentals

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Avg. price$157 CAD$167 CAD$181 CAD$184 CAD$212 CAD$244 CAD$228 CAD$180 CAD$167 CAD$174 CAD$155 CAD$153 CAD
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