
Vacation rentals with lake access in Bay County
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Top-rated lake-access accommodations in Bay County
Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

The Salty Dog . 4BR . Public Beach & Pool Access
Welcome to The Salty Dog! The Perfect spot with a PUBLIC BEACH. 4BR, 3.5 Bath FULLY STOCKED home located in peaceful Grande Pointe neighborhood. Sleeps up to 9 guests. 0.2 m to the community pool 0.5 m to 4 PUBLIC BEACH accesses, offering parking & bathrooms. 0.5 m to 30Avenue’s shopping and dining. 1 mile from Rosemary Beach’s restaurants and boutiques. 20 mins from PCB airport. Beach chairs, umbrellas, bikes, beach towels, toys, wagons & coolers. Pack light and come ready, We have it all.

Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

"Islandia 311" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Renovated first floor condo, 3 min walk to BEACH
The #1 rule is the bring Good Vibes Only! Completely renovated, first floor studio condo, STEPS away from the white sandy beaches of Florida's Emerald Coast. Brand new walk-in tile shower, new flooring throughout and a completely upgraded kitchen with everything you need to cook. The beach is a short 2-minute walk across the street. Not feeling the beach?? Enjoy a beverage on the back patio overlooking the lake while taking in the view of Pier Park's SkyWheel.

The Coast is Clear for a Bluetiful gulf views!
"Coast is Clear" SUPER HOSTED- All new LVP floors throughout, furnishings, paint, linens, bedding, balcony, SS appliances and FULLY STOCKED kitchen! CUSTOM PRIVATE BUNK room full BATH, Smart TV's throughout. Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 810 Bowling and Games, restaurants, 2 HOT TUBS! HURRY to RESERVE! Veteran Owned!

Near 30A! Firepit, Beach <1 Mile, Beach Cottage
The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach
Popular amenities for Bay County lake-access rentals
Lake-access house rentals

A Luxury Bayfront Retreat | Resort-Style Pool

Golf Cart! Community Pool! Bikes! Beach Gear!

Family Friendly Lake House Escape

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

Lakeside Hideaway

Sweet Caroline

Lowest Rate in Carillon! Steps to the Beach!

It's Beautiful Here~Walk to the Beach~3 Kg Bds~Dog
Lake-access apartment rentals

Beachfront with Ocean View! Steps from the Water!

212 Lolli-Pop Inn at Carillon Beach Inn

Gulf and Lake Front Condo - Direct Beach Access

Emerald Coast Sea-renity.

Oasis by the Bay. 10 miles from Panama City Beach

The Palms I Gorgeous Condo with Gulf View

Laketown 1031 Family Getaway Sleep 8

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools
Lake-access cottage rentals

Hideaway Cottage | Dog-Friendly & Block From Beach

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

Choctaw Lodge Retreat near Panama City Beach

30A Beach Access, Sea La Vie

Kid friendly golf cart sports gear pool lake beach

Inlet Beach Cottage | Walk to Sand + Near 30A
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- Destin Beach
- Pier Park
- Henderson Beach State Park
- St. Andrews State Park
- Village of Baytowne Wharf
- Seacrest Beach
- Frank Brown Park
- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- Jade East Towers
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
- Crooked Island Beach
- Morrison Springs
- Signal Hill Golf Course
- Destiny East
- Sugar Beach Condominiums
- Shell Island Beach
- Camp Helen State Park
- Gulf Crest Condominiums
- Gulf World Marine Park
- MB Miller County Pier
- The Track - Destin
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